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With any B-Plan Purchase
425 Page Capital Directory
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Custom Business Plan
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7 Day Turnaround

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Are Updated for 2017



Free VC Directory

With any B-Plan Purchase
425 Page Capital Directory
Through Apr. 30


Custom Business Plan
$425 Flat Rate
No Templates Used
7 Day Turnaround

All Purchased Plans
Are Updated for 2017


Free Financial Website Business Plan
For Raising Capital from Investors, Banks, or Grant Companies!

Please note that the financials in this complete free business plan are completely fictitious and may not match the text of the business plan below. This free business plan demonstration purposes only. If you are interested in purchasing the completed editable MS Word and Excel documents for this business plan, please click the button below! Also, the text of the business plan is formatted with a fully automated table of contents.



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It should be noted that there is no special software required to use these templates. All business plans come in Microsoft Word and Microsoft Excel format. Each business plan features:

  • Excecutive Summary
  • Company and Financing Summary
  • Products and Services Overview
  • Strategic Analysis with current research!
  • Marketing Plan
  • Personnel Plan
  • 3 Year Advanced Financial Plan
  • Expanded Financial Plan with Monthly Financials
  • FREE 30 Page Sample Private Placement Memorandum
  • FREE PowerPoint Presentation for Banks, Investors, or Grant Companies!

1.0 Executive Summary

The purpose of this business plan is to raise $150,000 for the development of an online financial information website that will provide a platform for people to get up to date information and commentary related to investing and finance. This business plan will also showcase the expected financials and operations over the next three years. The Financial Website, Inc. (“the Company”) is a New York based corporation that will sell advertising space while generating revenues through affiliate sales via its online platform (www.mysite.com) to users. The Company was founded by John Doe.

1.1 Products and Services

The Financial Website will provide streaming stock quotes, insightful financial advice and commentary, as well as a number of programs that can be used for an individual’s management of their investments. The business will develop a number of going relationships with certified public accounts, certified financial planners, and other organizations that will provide users with a plethora of information as it relates to managing their day to day financial and investing lives. This will be one of the key points as to how The Financial Website will remain as a primary resource for individuals that are looking for investment and financial information. The business will generate revenues from static and dynamic advertisements that generate revenues on a per 1000 impressions basis while concurrently earning other income from affiliate partner revenues. The third section of the business plan will further describe the services offered by the Financial Website.

1.2 The Financing

Mr. Doe is seeking to raise $150,000 from as a bank loan. The interest rate and loan agreement are to be further discussed during negotiation. This business plan assumes that the business will receive a 10 year loan with a 9% fixed interest rate. The financing will be used for the following: • Development of the Company’s online platform. • Financing for the first six months of operation. • Capital to purchase servers, computers, and related technology Mr. Doe will contribute $25,000 to the venture.

1.3 Mission Statement

The Financial Website’s mission is to become the recognized leader in its targeted market as a platform where people can find insightful financial commentary.

1.4 Mangement Team

The Company was founded by John Doe. Mr. Doe has more than 10 years of experience in the online and Internet industry. Through his expertise, he will be able to bring the operations of the business to profitability within its first year of operations.

1.5 Sales Forecasts

Mr. Doe expects a strong rate of growth at the start of operations. Below are the expected financials over the next three years.

1.6 Expansion Plan

The Founder expects that the business will aggressively expand during the first three years of operation. Mr. Doe intends to implement marketing campaigns that will effectively target individuals that are in need of insightful financial and investment advice within the Company’s demographic.

2.0 Company and Financing Summary

2.1 Registered Name and Corporate Structure

Financial Website, Inc. The Company is registered as a corporation in the State of New York.

2.2 Required Funds

At this time, the Financial Website requires $150,000 of debt funds. Below is a breakdown of how these funds will be used:

2.3 Investor Equity

Mr. Doe is not seeking an investment from a third party at this time.

2.4 Management Equity

John Doe owns 100% of the Financial Website, Inc.

2.5 Exit Strategy

If the business is very successful, Mr. Doe may seek to sell the business to a third party for a significant earnings multiple. Most likely, the Company will hire a qualified business broker to sell the business on behalf of the Financial Website. Based on historical numbers, the business could fetch a sales premium of up to 10 times earnings.

3.0 Products and Services

Below is a description of the benefits (to both users and advertisers) offered by the Financial Website.

3.1 Benefits of the Financial Website

Below is a brief summary of benefits offered to the end user of the Financial Website (www.mysite.com): Users and Members • Access to streaming stock quotes. • Access to programs for the management of investments. • Access to insightful investing advice, commentary, and reviews. • Access to up to date financial industry news.

3.2 Advertising Revenues

The revenues will come from the sale of advertising space to businesses. At the onset of operations the business will develop a relationship with Google AdSense so that the business can immediately generate revenue. Each time a visiting user clicks on one of the advertisements for the business, the Company receives a payment from Google. These ads will be tastefully placed throughout the Financial Website’s platform. The Company also intends to develop its own internal advertising programs that will feature static advertisements within the website. These advertisements will be sold directly to advertisers rather than through a third party system, like Google AdSense. In the future, the Financial Website will also seek to develop product affiliation and corporate sponsorship relationships which would further the Company’s visibility and revenue streams.

4.0 Strategic and Market Analysis

4.1 Economic Outlook

This section of the analysis will detail the economic climate, the online advertising and e-commerce industry, the customer profile, and the competition that the business will face as it progresses through its business operations. Currently, the economic market condition in the United States is in recession. This slowdown in the economy has also greatly impacted real estate sales, which has halted to historical lows. Many economists expect that this recession will continue for a significant period of time, at which point the economy will begin a prolonged recovery period.

4.2 Industry Analysis

According to PriceWaterhouseCoopers report on aggregate internet marketing budget statistics, it is anticipated that internet marketing expenditures in the US will reach $50 billion dollars per year by 2011. Currently, internet marketing is a $45 billion dollar per year industry. Approximately 80% of this revenue is from keyword search advertising with the rest of the revenue generated from rich media, banners, classifieds, sponsorships, referrals, and email advertisements. This industry is expected to continue to grow as the numbers of businesses increase. The growth rate of the industry over the last five years has been well over 40% per year with this trend expecting to continue and then level off over the next five years.

4.3 Customer Profile

The Financial Website’s average client will be a middle to upper middle class male of female that has a broadband internet connection. Common traits among end users will include: • Annual household income exceeding $50,000 • Between the ages of 25 and 65 • Has high speed internet access • Is seeking new commentary, stock quotes, or investment management programs via the Internet.

4.4 Competitive Analysis

This is one of the sections of the business plan that you must write completely on your own. The key to writing a strong competitive analysis is that you do your research on the local competition. Find out who your competitors are by searching online directories and searching in your local Yellow Pages. If there are a number of competitors in the same industry (meaning that it is not feasible to describe each one) then showcase the number of businesses that compete with you, and why your business will provide customers with service/products that are of better quality or less expensive than your competition.

5.0 Marketing Plan

The Financial Website intends to maintain an extensive marketing campaign that will ensure maximum visibility for the business in its targeted market. Below is an overview of the marketing strategies and objectives of the Financial Website.

5.1 Marketing Objectives

  • • Develop ongoing relationships with financial advisors, investment advisors, certified public accountants, and other firms that assist individuals with their investment and retirement needs.

  • • Establish relationships with advertisers that are targeting a middle class to upper middle class demographic.

  • • Develop an expansive online presence through the use of pay per click marketing and search engine optimization.

5.2 Marketing Strategies

Mr. Doe intends to use a high impact marketing campaign that will generate a substantial amount of traffic to www.mysite.com. These strategies include the use of search engine optimization and pay per click marketing. The Company’s web development firm will place large amounts of linking text on the Company’s website. For instance, when a person does a Google search for stock quotes, the Company will appear on the first page of the search. This strategy is technically complicated, and the Financial Website will use a search engine optimization firm to develop the Company’s visibility on a non-paid basis. Management expects that a SEO firm will place large amounts of linking data and text specific keywords into the business’s website, which will allow the Company to appear more frequently among search engines. A majority of web portal and search engine companies use very complicated algorithms to determine a website’s relevance in relation to a specific keyword. SEO firms place text and tags on the website to increase the rank of a specific website. Additionally, the Financial Website will use several pay methods for increasing the Company’s visibility. This strategy is expensive, but the results can be phenomenal if this marketing strategy is properly executed. These advertisements appear along the border and side of a website, and each time a person clicks on the website, a small fee ranging from fifty cents to one dollar is charged to the Company’s account. This strategy will be used until the Company gains momentum. As stated above, The Financial Website will also work closely with several investment professionals that will endorse the Financial Website as an appropriate platform for finding financing advice as it pertains to general investments, retirement planning, and generation of income through varying investment classes.

5.3 Pricing

In this section, describe the pricing of your services and products. You should provide as much information as possible about your pricing as possible in this section. However, if you have hundreds of items, condense your product list categorically. This section of the business plan should not span more than 1 page.

6.0 Organizational Plan and Personnel Summary

6.1 Corporate Organization

6.2 Organizational Budget



6.3 Management Biographies

In this section of the business plan, you should write a two to four paragraph biography about your work experience, your education, and your skill set. For each owner or key employee, you should provide a brief biography in this section.

7.0 Financial Plan

7.1 Underlying Assumptions

  • • The Financial Website will have an annual revenue growth rate of 31% per year.

  • • The Owner will acquire $150,000 of debt funds to develop the business.

  • • The loan will have a 10 year term with a 9% interest rate.

7.2 Sensitivity Analysis

In the event of a severe economic decline, the demand for specialty online based advertising may decrease significantly, which may cause the advertising revenue generated by the business to level off or decline. However, the high margins associated with the Financial Website’s advertising and subscription income will ensure that the business will be able to remain profitable and cash flow positive at all times.

7.3 Source of Funds


7.4 General Assumptions

7.5 Profit and Loss Statements 

7.6 Cash Flow Analysis

 

7.7 Balance Sheet

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7.8 General Assumptions

7.9 Business Ratios

Expanded Profit and Loss Statements

Expanded Cash Flow Analysis